New Year's Diets
The Winter Solstice came and went without the World
ending. Winter is a time for turning
inward and nurturing our interior lives so that we can bloom in the Spring. It is probably not accidental that we
celebrate New Year’s at this time of year or that most people’s thoughts turn
to creating better lives in some way.
The dark days and nights give us time inside our homes and heads to
think about what we can do to improve ourselves, our community and the
World. If this is a new era, as was
actually the Mayan’s belief, then are we not each of us a part of that? If we make our own lives better are we not
making our community better as well?
Like most people my New Year’s goals are always to be physically
healthier. Actually, I’ve been working
on that since my life hit a perfect storm of my husband leaving to work out of
state and my discovery of some health issues that have caught up to my Baby Boomer
body. I’ve managed to lose some weight,
am working on keeping my blood pressure down (not an easy feat with Dave 1,500
miles away) so that there’s no further damage to my heart and eyes, and getting
my right eye treated for an occluded vein.
A friend recently asked me how I was keeping from over indulging in the
sweet goodies of the season. It’s
simple. I don’t want to die just
yet. I’d like to live long enough to
enjoy my husband’s company when we are living together again.
The other sort of health that we are working on is fiscal
health. The reason that Dave went from
our home in Gig Harbor, Washington to Prescott, Arizona was to get our finances
in better order for retirement. The
bursting of the real estate bubble and the “Great Recession” of 2008 deflated
our plans for retirement. We are several
years behind in our plans for selling our Gig Harbor home (or even the ability
to do so) and moving to our 131 year old Victorian cottage by the sea.
Since Dave left in June of this year there have been some
glitches along the way including a hiking accident he had in Arizona
necessitating him coming home for surgery, going on short term disability (less
money), and trying to get compensated for out of state physical therapy. We also saw this Christmas as a last time to
give generously albeit not excessively.
With the beginning of what is supposed to be Dave’s last nine months as
a “commuter husband” we are working toward the birth of fiscal stability and
the creation of a new life and maybe a new bathroom in our antique house. Nothing fancy, but our current one was
installed in the former pantry when indoor bathing was instituted in the
house. I’d like the pantry back to its
intended function and a shower that is actually supposed to be a shower and not
a shower head nailed to a piece of 2X4.
By living frugally in Arizona, Dave has been able to pay
down our home equity loan from $43,000 to $8,000 today. Having a debt-free retirement home should be
a piece of cake, but we’d like that bathroom as well so the challenge is to
spend as little and save as much as possible.
In the past when I have written about frugality for the Tacoma News
Tribune I have been accused of attempting to undermine the American
economy. I have actually been called
un-American. It seems to me that as
American individuals we have spent
our way into the situation of the past four years through over-consumption,
easy loans, and living beyond our means.
So our physical diet and rehabilitation will be accompanied
by a fiscal diet and rehabilitation as we head into what I hope will be lucky
’13. My mother-in-law called it “making
a penny scream.” I spent enough time as
a low/no income single mother to know how to do that. I can make do pretty well and while I’m not
disposed to go to the extremes of those on The Learning Channel’s “Extreme
Cheapskates” (I will NOT recycle tush wipes), I can cut the fat out of both
sorts of diets. I'm not sure whether or not the nation should or will go off the fiscal cliff. Maybe everyone should count on a fiscal diet...oh, yeah, that would make everyone unAmerican.
I believe that the main reason “New Year’s Resolutions” fail
is our belief that a day or two of falling off our wagon means failure. Every new day can be a New Year’s as long as
the sun comes up and now that we’ve learned that the Ancient Mayans saw us as
not ending, but as entering a new era we can make each day a new beginning. Things to ponder as sleep our Winter's nap with dreams of Spring.